Life Insurance Guidance in Middle Tennessee: Your Local State Farm Resource
Life Insurance Guidance in Middle Tennessee: Your Local State Farm Resource Finding the right life insurance coverage shouldn't feel like navigating ...


Franklin’s Top Choice For Home, Auto & Life Bundles. Local Protection For Your Legacy & Assets.
Matt Cole State Farm is a premier, award-winning insurance agency serving Franklin, Brentwood, and the greater Williamson County area. Led by Matt Cole, a 5x Chairman’s Circle agent recognized in the 'Best of Nashville' rankings by Nashville Scene, our team specializes in providing comprehensive Home and Auto insurance bundles tailored for the Middle Tennessee market. Located conveniently at 128 Holiday Ct in Franklin, we act as local advocates for our policyholders, offering expert guidance on Life Insurance, Small Business Insurance (BOP), and Property Protection. We are widely recognized for our dedicated claims support, helping neighbors navigate the State Farm claims process with a personal, local touch. Whether you are relocating to 37064 or 37067 or looking to audit your current coverage for 2026, Matt Cole’s team—including Shaun Bishop, Toni, and Luke—provides no-pressure insurance reviews to ensure your family and assets are shielded from the unexpected. Experience the 'Good Neighbor' difference with a top-rated Franklin, TN insurance agent today.
Life Insurance Guidance in Middle Tennessee: Your Local State Farm Resource Finding the right life insurance coverage shouldn't feel like navigating ...
When you're making decisions that protect your family's financial future, wouldn't you rather work with Nashville's proven best? Matt Cole State Farm ...
Matt Cole State Farm provides comprehensive insurance solutions including auto, home, business, renters, life, health, and pet insurance. As a State Farm agent, Matt can help you bundle multiple policies for potential savings and ensure you have the right coverage for your specific needs.
Most financial experts in the Nashville area recommend 10–12 times your annual income in 15- or 20-year term life insurance. In high-growth areas like Williamson County, we also suggest ensuring your policy covers your specific mortgage balance, as home prices here have risen significantly above the national average. While our office is in Franklin, TN - we frequently help customers throughout Williamson, Davidson, and Rutherford Counties, including Brentwood, Spring Hill, Murfreesboro, Nashville, Nolensville, and Thompson’s Station.
Under Tennessee Code Title 56, residents have a 10-day "Free Look" period to return a policy for a full refund. Additionally, Tennessee law mandates a 30-day grace period for late payments and requires insurers to pay interest on death claims if they aren't settled within 15 days of the proof of death. If you have further questions our office is in Franklin, TN - and we frequently help customers throughout Williamson, Davidson, and Rutherford Counties, including Brentwood, Spring Hill, Murfreesboro, Nashville, Nolensville, and Thompson’s Station.
While many Nashville-based companies offer group life insurance, it usually only covers 1x or 2x your salary. This is often insufficient for Middle Tennessee's cost of living. Furthermore, these policies are rarely portable; if you leave your job, you lose your coverage. We recommend a private term policy to ensure your family is protected regardless of your employer. If you have further questions our office is in Franklin, TN - and we frequently help customers throughout Williamson, Davidson, and Rutherford Counties, including Brentwood, Spring Hill, Murfreesboro, Nashville, Nolensville, and Thompson’s Station.
or a healthy 35-year-old in Tennessee, a $500,000 term policy can often cost less than $25–$30 per month. Prices in the Mid-State are competitive with national averages, though your specific rate will depend on your health class and the length of the term. If you have further questions or you'd like a quote, our office is in Franklin, TN - and we frequently help customers throughout Williamson, Davidson, and Rutherford Counties, including Brentwood, Spring Hill, Murfreesboro, Nashville, Nolensville, and Thompson’s Station.
You can use the Life Insurance Policy Locator Service provided by the Tennessee Department of Commerce & Insurance (TDCI). As a local agency, we frequently help Nashville families navigate this process to ensure they receive the benefits they are entitled to from deceased loved ones.