Close With Troy
Accurate Mortgage Group specializes in helping Tennessee homebuyers and homeowners with debt consolidation cash-out refinances and first-time home buyer programs. We get deals done that other lenders can't, with expertise in VA, FHA, and unique lending programs that make homeownership possible.
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We offer conventional, FHA, VA, USDA, and jumbo loans. Each has different requirements and benefits. We will help you determine which program gives you the best rate and terms for your situation.
A typical mortgage closes in 30-45 days from application. We work to keep the process moving efficiently and communicate with you at every step so there are no surprises.
Requirements vary by loan type. Conventional loans typically require a 620+ score, while FHA loans can work with scores as low as 580. We will review your full financial picture, not just one number.
Pre-qualification is an estimate based on self-reported information. Pre-approval involves verifying your income, assets, and credit — it carries much more weight with sellers and shows you are a serious buyer.
Yes. We guide first-time buyers through every step, explain all the available programs and down payment assistance options, and make sure you understand your numbers before you commit.
Absolutely. Whether you want to lower your rate, shorten your term, or access equity, we will run the numbers and show you if refinancing makes financial sense for your situation.